No insurance coverage is associated with the Errasmus+ mobility grant. Neither Freie Universität Berlin nor the European Commission nor the DAAD are liable for damages resulting from illness, death, accident, injury to persons, loss or damage to property in connection with Erasmus+ stays.

By accepting the grant, students undertake to ensure that they themselves have sufficient insurance cover (international health and liability insurance) for the duration of their stay abroad.

Health insurance
As in Germany, you must prove that you have health insurance that is recognized in the host country in order to enroll at your host university. With this proof, you can often, but not always, be exempted from the compulsory local health insurance. If necessary, you should take out additional international health insurance with repatriation in Germany, which, for example, covers the medical treatment costs in non-EEA countries with which Germany has not concluded a social security agreement and, if necessary, also finances your repatriation to Germany.

Accident insurance and liability insurance
For study stays and internships in countries with which Germany does not have a social security agreement, it may also make sense to take out additional accident insurance and liability insurance, especially if your host university does not insure you against accidents.

You can take out "group insurance" through the DAAD, which includes health insurance abroad as well as accident and personal liability insurance. You can find detailed information about this on the DAAD website.

Before taking out a new insurance policy, ask your current insurers about the scope of your insurance coverage during your planned stay abroad and seek independent advice if necessary.