Even though Berlin is generally a safe city, theft and accidental damage can occur anywhere. To avoid unexpected expenses, it is advisable to obtain household contents insurance (Hausratsversicherung). This type of insurance covers your personal belongings — such as furniture, electronics, and bicycles — in case of fire, water damage, or theft from your room or apartment.

Household contents insurance is not legally required; however, some landlords may ask tenants to have such coverage as part of the rental agreement. Even if it is not mandatory, it is often a good idea to take out household contents insurance to protect yourself from substantial costs if your belongings are lost or damaged.

You can compare different offers online, and many insurance providers offer student-friendly rates. Be sure to check what is included in the policy before signing a contract.

Scams are (unfortunately) common in the Berlin housing market. Be cautious and follow these tips:

• Never transfer money before visiting the apartment and meeting the landlord.
• Do not send copies of your passport or personal documents before signing a verified rental contract.
• Be skeptical of landlords claiming to be "abroad" and asking for payment via a third party.

Peer Tip: For more information on recognizing fraudulent ads visit: WG-Gesucht's Guide on Fake Ads