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Which assets of the person who requires care do not have to be used?

There is a special category of exempt assets called Schonvermögen. Examples include:

  • Smaller sums of money (from the age of 60 onward or if the person has suffered a loss of earning capacity, € 2,600)
  • Reasonable residential property where the person who requires care resides
  • Assets that are demonstrably intended for prompt procurement or maintenance of a reasonable residential property
  • Capital used for additional old-age pension provisions (according to the German Income Tax Act (Einkommenssteuergesetz)), including the earnings

Items that are essential in order to begin/engage in professional or vocational training or work activities (such as a car)